Additional Coverage

Additional Coverage

Our agency is one of a few insurance agencies with a proven reputation, proud to be able to provide honest and professional assistance to cover all necessary commercial insurance needs to its customers.

Trailer Interchange Coverage Endorsement

This covers the physical damage exposure of trailers owned by someone other than the insured while attached to a scheduled power unit (tractor). Insured is required to have a written interchange agreement with the owner of the equipment.

Non-Owned PD Trailer Coverage

When available and offered, this coverage is similar to Trailer Interchange with the exception that no written interchange agreement is required.

Bailee Coverage (Available with some packages)

This covers the physical damage exposure of autos that are hired or borrowed. Includes the exposure to Trucks, Tractors and Trailers.

Package Policies

When available and offered, a policy that includes 3 or more types of coverage can qualify for a package policy discount which would in all essence decrease the total annual premium.

Subrogation Services

When markets believe that another party was the cause of the accident or may be legally liable for some or all of the damages the process of Subrogation begins. This is a recovery of those benefits paid under your policy. Therefore the insurance co. thus credit your loss experience with any funds recovered from the responsible party.

Additional Coverage

  • Reefer loads hauling refrigerated or/and frozen loads: Produce, Fruit, Plants, Grocery, Poultry, Meats, Dairy & Seafood/Shellfish.
  • Dry Van/Box loads: Groceries, Furniture, Appliances, Electronics, Office supplies/Equipment, Apparel.
  • In Bulk loads: Fertilizer, grains, lime rock, gravel, potting soil, etc.
  • Oversized/Overweight loads: Backhoes, Low Boys, Cranes, Autos
  • Flatbed loads: Building/Construction Materials, Landscaping goods, Mulch, Sod, Hay, Produce in boxes Machinery & Equipment.(Low Boys, Cranes, Backhoes)
  • Gasoline and Fuel haulers/Hazmat

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